Repay Loans
Repay debt to improve health and regain control over your LP collateral.
Overview
Repayment sends the borrowed asset back to the protocol and reduces your outstanding debt. Your LP collateral stays in place — only the debt side of the account changes. Health improves immediately because the same collateral now supports a smaller liability.
Repay Process
1. Choose an amount
Select partial repayment to regain buffer, or repay the full balance to clear debt entirely.
2. Submit the debt asset
Approve and confirm the repayment transaction. The payment is routed through the Borrow Spoke and applied against your outstanding liability, including accrued interest.
3. Health updates
Once the repayment confirms, your health factor and remaining borrowing capacity update in the interface.
Partial vs Full Repayment
Partial repayment is enough to improve safety when your account is drifting toward liquidation. You do not need to clear the full balance for repayment to matter.
Full repayment clears all debt for that borrow. At that point, collateral restrictions tied to the loan are released and you can withdraw your LP through Withdraw Collateral.
Interest keeps accruing on open debt until you repay. The amount shown in the interface includes accrued interest, not just the original borrow.
When Repayment Is Urgent
When health is near the liquidation threshold, repayment is the fastest way to improve safety. It directly reduces debt without waiting for markets to recover or adding more collateral first.
Once health crosses the liquidation boundary, see the Liquidation Framework for what happens next.